Last updated: July, 2020


We care about your privacy and want you to know how we collect, use, and share your information and how you can exercise your privacy rights and preferences.  Feel free to contact us if you have questions and we’ll be happy to discuss.  See the “Contact Us” section at the end of this document.


Information You Provide To Us

  • Contacting Us. When you sign up for our services or provide your information for an activity, these transactions create a business relationship with us.  We may send you information about HandiPandi using the information you provide by e-mail. If you do not want us to communicate with you by any of these means, please click the “Unsubscribe” button or contact us.


  • Registration Information. We collect your personal information when you register for HandiPandi membership sites, use HandiPandi Applications, update your profile, or interact with other users. We store your information in order to provide the best possible experience on HandiPandi Applications.


  • Billing Information.We collect and store billing and credit card information which may be shared with third parties only for the purpose of completing a transaction, such as fulfilling orders and processing payments.


  • User Generated Content. Information you disclose while using public e-mail services, chat areas, messaging tools, or other interactive forums accessed through HandiPandi Applications which are designed to facilitate your communication with others or post content on the Sites (“Communication Services”), becomes public information, subject to redistribution. There is no expectation of privacy when participating on the Communication Services to protect the integrity of HandiPandi Applications and meet our obligations under applicable laws. If you post content, such as messages, photos, and videos, personally identifiable information contained in such content is accessible to registered users or visitors to that HandiPandi Application or Communication Service, and we have no control over how those users may use your personally identifiable information. We have the right, but not the obligation, to monitor activity and content associated with the Communication Services. We reserve the right to take action in connection with content we deem inappropriate. Review our Terms of Use for more information regarding your use of these areas.

Information Collected for Commercial and/or Business Purposes In addition to personally identifiable information or other information you submit to us, we and our third-party service providers may use technologies that automatically (or passively) collect information when you visit or interact with HandiPandi Applications (“Usage Information”).  This may include your browser, the URL that referred you to HandiPandi Applications, the areas within HandiPandi Applications that you visit, and the time of day, among other information. We may use this Usage Information for a variety of purposes, including enhancing or improving HandiPandi Applications. We also collect your IP address or other unique identifier (“Device Identifier”) of your computer or other device used to access HandiPandi Applications (any, a “Device”). A Device Identifier is a number that is automatically assigned to the device used to access HandiPandi Applications, and our computers identify your device by its Device Identifier. Whenever your Usage Information or Device Identifier is associated with your personal information (for instance, when we also receive your email address), we will treat it as personally identifiable information. A few of the tracking technologies that may be used to collect Usage Information include, without limitation, the following:

Cookies.  A cookie is a data file placed on a Device when it is used to visit the Site. Cookies may be used to remember you and your preferences and track your visits to our web pages, or to collect information for record keeping and make it easier to navigate the Site. Cookies are stored on users’ hard drives. We use both “session ID cookies” and “persistent cookies.” Session ID cookies are used to store information while a user is logged into the Site and expire when the user closes his/her browser. Persistent cookies are used to make tasks like logging into the Site easier for returning users by remembering a user’s login information. Persistent cookies stay on a user’s hard drive from one session to the next. You can choose to have your computer warn you each time a persistent or session cookie is being sent, or you can choose to turn off such cookies through your browser settings. Each browser is a little different, so look at your browser Help menu to learn the correct way to modify your cookies.

We use cookies to enable functions on our website, personalize content and ads, provide social media features, and analyze our website traffic. We also share information about your use of our website with third party social media, advertising, and analytics organizations that may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services.


Information You Provide About a Third Party

If you communicate with someone else from a HandiPandi Application, such as send an invitation to a friend, the information you provide about the other person (name, e-mail address, etc.) is used to facilitate the communication and not for any marketing purpose, unless we obtain consent from that person, or we explicitly say otherwise. If that person becomes a subscriber to our publications, his/her information will be treated in the same manner as all other subscribers. When you use any send-to-a-friend functionality on HandiPandi Applications, your e-mail address may be included in the communication sent to your friend.

Information We Collect From Third Parties

We may acquire information from other trusted sources to update or supplement the information you provided or that we collected automatically, such as to validate or update your address or other demographic and lifestyle information.  We use this to help us maintain the accuracy of information we collect, to target our communications so that we can inform you of products, services and offers that may be of interest, and for internal business analysis or other business purposes.

Third-Party Analytics Technologies We use third-party analytics and other tools to better understand who is using HandiPandi Applications, how people are using HandiPandi Applications, and how to improve the effectiveness of HandiPandi Applications, and to help us serve targeted content. Those third-party companies may use cookies, pixel tags, or other technologies to collect and store anonymous information such as time of visit, pages visited, time spent on each page of the HandiPandi Applications, Device Identifiers, type of operating system and browser used, and other web sites you may have visited.


Use of Information by Us

We may use information we collect about you: (1) to inform you about services or to process transactions you agreed to or requested; (2) to inform you about new features, products or services; (3) to improve HandiPandi Applications or your use of these Applications and to customize your experience; (4) to contact you regarding your use of the Site and, in our discretion, changes to the Site and/or the Site’s policies; (5) for internal business purposes; and (6) for purposes disclosed at the time you provide your information or as otherwise set forth in this Privacy Policy.

We will only share your personal information with third parties when (1) sharing is necessary for the performance of a contract to which you are a party, (2) we are required to do so by law, (3) sharing is required to protect your vital interests or those of another person, or (4) sharing is necessary for our legitimate commercial interests, unless those interests are overridden by your rights and preferences.

Transactional Communications

We may send you notices about your account or your subscriptions, which may include order confirmations, renewal notices, invoices, or customer service notifications. We may also send you service-related announcements when necessary; (e.g., if our Site(s) is temporarily suspended for maintenance, the delivery of a product is delayed, or there is a service issue with something you ordered). You may not opt-out of receiving these communications which are necessary to the operation of our services and are not promotional in nature.

Service Providers

We may use third-party service providers to help us operate our business and HandiPandi Applications or to administer activities on our behalf. We may share your information with these third parties for those limited purposes.

Electronic Promotional Offers

We may send you promotional emails with special offers about our publications or services, or on behalf of third-party marketing partners who we think can offer services and products of interest to you. We will not share your personally identifiable information or other information about you with any other companies that provide marketing offers through email; however, we may provide targeted promotional offers on behalf of other companies based on the information you have provided to us. If you do not want to receive promotional emails, you may contact us directly to

Even if you opt-out of receiving promotional e-mails, we may continue to send you necessary electronic service notifications related to your account(s) and other products and services you have requested, or in which you are currently enrolled.

Third-Party Advertising

We use third-party ad servers and ad networks to serve advertisements when you visit the Sites. These companies, and the advertisers themselves, may use information about your visits on our Sites and other websites in order to provide advertisements about goods and services of interest to you. While serving advertisements to our Sites, these third-party ad servers or ad networks use technology to send, directly to your Device, the advertisements and links that appear on the Sites. They automatically receive your Device Identifier when this happens. They may also use tracking technologies to measure the effectiveness of their advertisements and to personalize the advertising content. This Privacy Policy does not apply to, and we cannot control the activities of, such advertisers, ad servers, or ad networks. You should consult the respective privacy policies of any advertisers on our Sites to see your options for opting out of their use of such devices.

Opting Out of Third Party Advertising 

Some ad servers and ad networks may be members of the Network Advertising Initiative, which offers a single location to opt-out of ad targeting from member companies. If you opt-out of receiving targeted ads from ad servers and ad networks on our Sites, you may continue to receive advertising and promotional messages after you opt-out, but it will not be customized or personalized to you based on your use of our Sites and/or third-party websites.

Sweepstakes, Contests, and Promotions

We may offer sweepstakes, contests, and other promotions (a “Promotion”) through HandiPandi Applications that require registration and are governed by Official Rules. When you enter a Promotion, we may ask for personally identifiable information including your name, address, telephone number, and email address for administration of the Promotion and to notify winners. Such personal information may be disclosed to third parties for prize fulfillment and as required by law, (to post a winners’ list or report winnings). If you win a Promotion, you will be given an option to give or withhold your consent for the sponsor of the Promotion to use your name, voice and/or likeness in advertising or marketing associated with the Promotion.

Legal Matters; Safety

If required or permitted by law (including, but not limited to court order, subpoena, investigation of suspected fraud, illegal acts, violations of our Terms of Use, or activity that may expose us to legal liability), we may, without your consent, disclose your information, communications sent or received by you (including, without limitation, the contents of any chat, messaging, or communication posted in the Communication Services), and other information we have about you or your account. Additionally, we may disclose your information or communications in situations we believe to be: (1) emergencies involving potential threats to a person’s physical safety or property (if we believe your information relates to that threat); or (2) your conduct on HandiPandi Applications or when using the Communication Services we believe is inappropriate and inconsistent with generally accepted norms of behavior.


If you want to change personal information you provided to us, or deactivate an account with us, please contact Customer Service.  We will be happy to review, update, or remove information, as requested.

If you deactivate your account, you will not be able to sign in to HandiPandi Applications or access your personal information, but you can open a new, separate account at any time. If you deactivate your account, we may still retain information associated with your account for analytical purposes and record keeping, as well as to prevent fraud, resolve disputes, enforce our Terms of Use or other policies, or take actions we deem necessary due to technical and legal requirements and constraints related to security, integrity, and operation of our HandiPandi Applications.

Verified Personal Information Request. Upon receiving your request, we may need to collect further information from you so that we can verify your identity and ensure that you are the one making the request. We are not obligated to act on your request until we verify your identity. Once you are verified, we will respond within 45 days of receiving your request. You have a right to make a verified Personal Information Request only twice in a 12-month period.

4: The right to have your personal information deleted (with exceptions).

If you would like to have your personal information deleted, please contact us.

In some instances, your personal information may not be deleted if it is required to be maintained to complete a transaction which you requested, for legal compliance, or to investigate security incidents.

  1. The right not to be discriminated against because you exercised any of the new rights.


You may remove your information from our database to stop future communications from us, close your account, or opt-out of our sharing information with third parties for marketing purposes by emailing us.

If you prefer not to receive electronic promotional communications, you can opt-out by following the Unsubscribe instructions included in each communication.

Please note that changes may not be effective immediately. In each event, you must clearly indicate the information that you wish to have changed, or clearly indicate that you want to have your personally identifiable information removed from our database, and we will try to comply with your request as soon as reasonably possible. We will also take all reasonable steps, but cannot guarantee, that we can inform all third parties (including without limitation our third-party service providers or strategic partners) with whom we have already shared your personally identifiable information of any changes requested pursuant to this section, or for removing information from or causing information to be removed from the databases or records of such entities.

Privacy Rights of Users in the European Economic Area (EEA)

Under the EU General Data Protection Regulation 2016/679 (“GDPR”), effective May 25, 2018, European Union data subjects are entitled to certain specific rights with respect to processing of their personal data.

Under the GDPR, in certain circumstances, you have the right to:

  • Request access to your personal information;
  • Request the correction of inaccurate or incomplete personal information;
  • Request that your personal information be erased;
  • Object to the processing of your personal information, including processing for direct marketing purposes;
  • Request that the processing of your personal information be restricted;
  • Request that you receive your personal information in order to transfer it to another data controller;
  • Withdraw at any time your consent to the use of your personal information;
  • Make a complaint to an EU Data Protection Authority where you believe that we have not complied with our obligations under this Privacy Policy or applicable European data protection law (including the GDPR); and
  • We will not transfer your personal information to third parties located outside of the EEA without taking steps to ensure adequate protection under the GDPR.  If a third party is located in a country not recognized by the EU Commission as providing an adequate level of protection, we will use appropriate measures, such as entering into standard contractual clauses, approved by the EU Commission, to protect your personal information. You may exercise any of the above rights by contacting us at or writing to us at the address in the Contact Us section at the end of this document.

By your agreement to use the Communication Services and acceptance of this Privacy Policy, you consent to such transfer of your personal information for use in accordance with this Privacy Policy.          

How Long We Store Your Information.  We will retain your information unless we have deleted your information in accordance with your request pursuant to this Privacy Policy. If you want to request that we no longer use your information, please email us.  However, we will retain and use your information to the extent necessary to comply with applicable laws, resolve disputes, or enforce our contractual rights.


Children’s Privacy

The HandiPandi Applications are for a general purpose audience and are not directed or intended for children under 13 years of age.  We do not knowingly collect personally identifiable information from individuals under 13 years of age.  If you are under 13 years of age, you should not register or provide personally identifiable information on HandiPandi Applications.  If we later obtain actual knowledge that a user is under 13 years of age, we will take steps to remove that user’s personally identifiable information from our systems.

Changes to the Privacy Policy

We may change this Privacy Policy from time to time. The most recent version of the Privacy Policy will always be posted on our Sites, with the “Effective Date” posted at the top of the Policy. We may revise and update this Privacy Policy if our practices change, as technology changes, or as we add new HandiPandi Applications, or Community Services, or change existing ones. If we make any material changes to our Privacy Policy or how we handle your personal information, you will know because the Effective Date of the Privacy Policy will change. If we plan to use any personal information in a manner that is materially different from that stated in our Privacy Policy at the time we collected such information, we will give you a reasonable opportunity to consent to the change. If you do not consent, your personal information will be used as agreed to under the terms of the privacy policy in effect at the time we obtained that information. We will use information previously obtained in accordance with the privacy policy in effect when the information was obtained from you.


We each agree that any dispute resolution proceedings or lawsuits will be conducted only on an individual basis and not in a class, consolidated or representative action

No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the website.

Links to Other Sites and Communities 

To the extent hyperlinks may be used to access external or third-party sites and communities, please note that these external or third-party site and communities are not controlled by us and, therefore, are not subject to this Privacy Policy. We recommend that you check the privacy policies of each such site and community to determine how your personal information will be utilized by their proprietors.


We implement safeguards to help protect against loss, misuse, and alteration of information under our control. However, despite our efforts, no data transmission over the Internet, wireless transmission, or electronic storage of information can be guaranteed to be 100% secure. Please note that we cannot guarantee the security of any information you transmit to us.